Fixed Deposit Calculator
Indian banks compound FDs quarterly by default. Enter your deposit, rate and tenure to see the exact maturity amount and interest earned.
Adjust & watch it update
Deposit
₹
Rate & Tenure
% p.a.
yrs
Maturity Amount
—
Total value at end of FD tenure
Principal—
Interest Earned—
Frequently asked questions
How is FD interest compounded?
Most Indian banks compound FD interest quarterly. This calculator lets you switch frequency to match your bank’s terms.
Is FD interest taxable?
Yes — FD interest is added to your income and taxed at your slab rate. Banks deduct 10% TDS when annual interest exceeds ₹40,000 (₹50,000 for senior citizens).