Present Value Calculator
Present value reverses compounding: it tells you what a future amount is worth in today’s money at a given discount rate — essential for comparing offers across time.
Adjust & watch it update
Mode
Rate & Time
%
Time Unit
yrs
Present Value
—
Value in today's money
Future Value—
Total Discount—
Frequently asked questions
Why does present value matter?
₹1 crore in 15 years is worth far less than ₹1 crore today. Discounting at inflation (~6%) shows the real purchasing power — about ₹42 lakh in today’s terms.